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About What Credit

What Credit are a well established long standing company. We are experts in all forms of car finance. We also offer great deals on personal loans and secured loans through our trusted affiliate partners. We offer every package tailor made to your individual needs, whether you are looking for low rate car finance or have had credit problems in the past, look no further than What Credit.

We can arrange the car credit that is right for your circumstances and for a car you want from a dealer of your choice. With our simple car loan application form, you could have a decision in minutes and be driving your new car today! You can also take advantage of our find a car service giving you access to thousands of reputable dealers nationwide.

Why use What Credit?

We are innovative and we place our customers needs first. Our company motto is "Loyalty and Service" which has been the basis of how we work for over a decade. We pride ourselves in our customer service, as we believe communicating closely with our customers is key to providing what the customers wants. Regardless of what you are looking for we can help with your car loan.

We can help you finance any of the following vehicles:

  • Cars
  • Motorbikes
  • Vans
  • Commercial
  • Vehicles
  • Caravans
  • Motorhomes

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What Credit Ltd are a Credit Broker and will search our panel of lenders to match the best loan to suit your personal circumstancesLOGO BANNER

  WE WILL SEARCH THE MARKET PLACE TO FIND A FINANCE PACKAGE TO SUIT YOU
Excellent / Good Credit Score: Loan amount: £5,000 - 36 Monthly Payments: £149.51 - Total cost of credit: £382.50 - Total amount payable: £5,382.50    - Representative example: 5.1% APR
 Good / Fair Credit Score: Loan amount: £5,000 - 48 Monthly Payments: £139.57 - Total cost of credit: £1699.36 - Total amount payable: £6699.36 - Representative example: 16.8% APR
  Poor Credit Score:   Loan amount: £5,000 - 48 Monthly Payments: £149.46 - Total cost of credit: £2,174.08 - Total amount payable: £7174.08 00 - Representative example: 21.8% APR
  Very Poor Credit Score:   Loan amount: £5,000 - 60 Monthly Payments: £153.00 - Total cost of credit: £4,180.00 - Total amount payable: £9,180.00 - Representative example: 31.7% APR
 Guarantor Finance:   Loan amount: £5,000 - 48 Monthly Payments: £213.88 - Total cost of credit: £5266.24 - Total amount payable: £10266.24 - Representative example: 49.9% APR
BECAUSE CUSTOMER PROFILES ARE DIFFERENT, FINANCE COMPANY RATES, TERMS & CONDITIONS & ANNUAL PERCENTAGE RATES MAY VARY BETWEEN CUSTOMERS
PLEASE BE AWARE THAT IF YOU HAVE A POOR OR BAD CREDIT SCORE, THE COST OF CREDIT MAY BE HIGHER ( AS ILLUSTRATED ABOVE )